Mortgages Explained

Looking for online mortgage advice? We provide advice on lots of different types of mortgages including;
 

A remortgage involves switching to another deal and normally to a different lender.

Remortgages can be used for various reasons and most people simply switch mortgages because it will work out less expensive for them. For example, the introductory discounted interest rate may have finished with your current lender; therefore you could get a discount, or a lower interest rate with another lender. Other individuals may use a re-mortgage to consolidate their debts such as credit cards or an overdraft.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

Consolidating debt may reduce your outgoings now, but you may end up paying more overall. Your home may be repossessed if you do not keep up repayments on your mortgage

You may have to pay an early repayment charge to your existing lender if you remortgage.
 

Buying a home is one of the most important purchases you will ever make, and buying a home for the first time will be an even more daunting prospect. We can provide all the help and advice you need to secure your first mortgage even if you only have a small deposit to put down or your circumstances are less than straightforward.
 

Property for rent can be considered as another form of investment, however it can be riskier, more complicated and it can also take up more of your time. With lending criteria becoming stricter you need the services of a knowledgable adviser to guide you the buy to let "product maze"!  If however you are a seasoned buy to let landlord with a large portfolio of properties, please give a call to see if we can arrange more competitive terms for you. 
 

If you have or had difficulty with bad debt there are now some lenders that are willing to consider "adverse credit mortgages" Mortgage deals may not be available and lending is subject to individual circumstances and status.