Why use a mortgage broker?

Mortgage advice, from a reputable broker like Higginson Mortgage Services can be an invaluable service – and here's why…

Higginson Mortgage Services Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd.

TenetLime Ltd is authorised and regulated by the Financial Conduct Authority. 

Our adviser Emma has obtained the Certificate in Mortgage Advice and Practice (CeMAP) and the Advanced Certificate in Mortgage Advice and Practice ensuring that you receive the right advice at all times.

Brokers like us have access to exclusive mortgage rates which you won't find on the high street.

We offer a comprehensive range of mortgage products from across the market. We offer both first and second charge mortgages, but not deals that you can only obtain by going direct to the lender.

For those seeking to increase theirr existing borrowing, alternative finance options may be available and more appropriate for your needs.

Remember only an experienced broker will be able to source a mortgage if you have difficult personal circumstances such as poor or adverse credit.

Likewise some lenders will not consider some property types or those with an unusual construction. Only an experienced mortgage broker can point you in the right direction.

Mortgage deals may not be available and lending is subject to individual circumstances and status.
 

As an experienced broker we we have access to thousands of mortgage products and our sourcing software is updated daily meaning we can source attractive deals, based upon your cicumstances and preferences.

Remember if you go to your bank they can only offer advice on their own products.

During our discussions with you we will conduct a full factfind to establish your preferred mortgage type, attitude to risk, work out your budget and highlight any protection needs.

Our quality advice will ensure you obtain a mortgage which is affordable and appropriate to your needs. Our advice is always confirmed in writing detailing why we have recommended a particular product or course of action.